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No one likes to think about it, but the startling fact is that chronic disease affects more than 11 million Australians, according to data released by the Australian Institute of Health and Welfare1. Half of the population has at least one chronic disease and a quarter of us have two or more.

Cancer is now our biggest killer, followed by cardiovascular disease, mental illnesses, musculoskeletal disease, injuries, respiratory disease and neurological disorders.

These staggering statistics mean it’s more important than ever to have some insurance cover to protect you or your loved ones should you die or contract a disease that impacts your ability to work. The challenge is to find the right type of cover for your circumstances.

Most insurance polices can be paid monthly or annually, and some policies (such as Life and Total & Permanent Disability cover) can be paid through your Superannuation fund, so the cost of the premium doesn’t need to come out of your regular cash flow.



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1Australia’s Health 2016 Report, Australian Institute of Health and Welfare, September 2016

Australian Global Life Solutions. ACN: 601861992/ABN:42601861992. Authorised Representative No.001233203. Authorised Representative of The FinancialLink Group Pty Ltd AFSL 240938.

Information on this website contains general advice and has been prepared without taking account of your personal financial objectives, situation or needs. You should consider this advice and obtaining personal advice before acting on it. If you require personal risk insurance advice you can contact Australian Global Life Solutions on +61 7 5526-8955. We can also provide you with the relevant terms and conditions, guide to fees and charges, Product Disclosure Statement and Financial Services Guide which you need to consider before making any decision about whether to purchase or continue to hold a financial product. Please note Australian Global Life Solutions is unable to provide advice on expatriate health & evacuation insurance though we will refer you to our associate who can provide advice on this product.