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Income Protection Insurance

income protection

Most of us think we’re bullet proof, and that illness or accident is what happens to someone else, not to us. You might think that income protection insurance is an unnecessary expense, something that you’ll never need to claim on. Maybe you’re right. But what if you’re not? What if you’re unable to work due to sickness or an accident? How long could you and your family last financially with no income?

Income protection insurance has changed a lot over the past few years – gone are the days where cover was limited and inflexible. These days, (and depending on your age and income), cover can cost just a few dollars a day and you can be covered for 75% of your income with flexible waiting and benefit periods. You can even pay your insurance premiums from your super fund so the cost doesn’t have to impact your cash flow.

Policies are flexible and can be tailored to meet your specific needs – you decide how long you’re happy to wait before the monthly payments start, and how long you want the payments to continue.

Want to know more? Contact Australian Global Life Solutions today for a confidential discussion about the best income protection insurance for your circumstances.

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    Reducing your risk probably costs a lot less than you think. Get an obligation-free quote today.

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Australian Global Life Solutions. ACN: 601861992/ABN:42601861992. Authorised Representative No.001233203. Authorised Representative of The FinancialLink Group Pty Ltd AFSL 240938.

Information on this website contains general advice and has been prepared without taking account of your personal financial objectives, situation or needs. You should consider this advice and obtaining personal advice before acting on it. If you require personal risk insurance advice you can contact Australian Global Life Solutions on +61 7 5526-8955. We can also provide you with the relevant terms and conditions, guide to fees and charges, Product Disclosure Statement and Financial Services Guide which you need to consider before making any decision about whether to purchase or continue to hold a financial product. Please note Australian Global Life Solutions is unable to provide advice on expatriate health & evacuation insurance though we will refer you to our associate who can provide advice on this product.