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Key Person Cover

Key Person Cover
Protecting the interests of your business

Every business with two or more owners should consider what might happen to the business if one of the owner dies, become totally and permanently disabled, of suffers a terminal or traumatic illness.

A business generally depends on a few people to produce the profits, provide a capital or manage the business. if there is no viable succession plan, there may be significant financial hardship for the surviving business owners, as well as for the surviving family members.

The core business insurance concepts are;

  • Buy-sell insurance (asset or equity)
  • Debt reduction or guarantor protection insurance (liability) and
  • Key person insurance (liability)

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Australian Global Life Solutions. ACN: 601861992/ABN:42601861992. Authorised Representative No.001233203. Authorised Representative of The FinancialLink Group Pty Ltd AFSL 240938.

Information on this website contains general advice and has been prepared without taking account of your personal financial objectives, situation or needs. You should consider this advice and obtaining personal advice before acting on it. If you require personal risk insurance advice you can contact Australian Global Life Solutions on +61 7 5526-8955. We can also provide you with the relevant terms and conditions, guide to fees and charges, Product Disclosure Statement and Financial Services Guide which you need to consider before making any decision about whether to purchase or continue to hold a financial product. Please note Australian Global Life Solutions is unable to provide advice on expatriate health & evacuation insurance though we will refer you to our associate who can provide advice on this product.