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Life insurance (also known as Term Insurance) provides a lump sum payment upon death or on the diagnosis of a terminal illness. An early diagnosis payout of the sum insured, allows the insured to settle the estate in an orderly fashion and to seek out expensive alternative treatments.
This lump sum payment is designed to provide financial security and peace of mind for the family at a time that they need it the most.
Life insurance is one of the easiest and most cost effective ways of protecting what is most important to the individual and the family.
By completing an application form and by determining the premium payment plan, the applicant is offered immediate interim cover by the Australian Insurer.