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Business Expense Insurance

Business Expense Insurance

The vast majority of businesses in Australia – 95%3 of them in fact - are small. And while small businesses are the cornerstone of the Australian economy, they also fail at alarming rates.

After lack of cash flow, a lack of business continuity planning is right up there as one of the main reasons that small businesses fail. And it’s no wonder - If you’re a small business owner, odds are that you’re the powerhouse behind your operations and critical to the generation of income.

So if you were unable to work due to an illness or injury, what’s the plan to ensure your business can survive while you’re taking a break? The good news is that if you are ever in the unfortunate position where you are unable to work, Business Expense insurance will provide you with a monthly payment for up to 12 months to cover the cost of your fixed operating expenses such as rent, wages and utilities.

If your business could be at risk if illness or injury means you’re unable to work, contact Australian Global Life Solutions and we’ll talk to you about the options available to reduce your business risk. We’ll take the pressure off while you concentrate on getting back to work.

3 The Business Size Distribution in Australia, Department of Industry, Innovation and Science, Research Paper 5/2015

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Australian Global Life Solutions Pty Ltd. ACN: 601861992/ABN:42601861992. Authorised Representative No.001233203. Authorised Representative of Auss Life Pty Ltd ABN 48 644 705 797 AFSL 526288.

Information on this website contains general advice and has been prepared without taking account of your personal financial objectives, situation or needs. You should consider this advice and obtaining personal advice before acting on it. If you require personal risk insurance advice you can contact Australian Global Life Solutions on +61 7 5526-8955. We can also provide you with the relevant terms and conditions, guide to fees and charges, Product Disclosure Statement and Financial Services Guide which you need to consider before making any decision about whether to purchase or continue to hold a financial product. Please note Australian Global Life Solutions is unable to provide advice on expatriate health & evacuation insurance though we will refer you to our associate who can provide advice on this product.