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Total & Permanent Disability (TPD) Insurance

Total & Permanent Disability

A serious and permanent illness or injury can change your life – and the life of your loved ones – forever. While income protection insurance provides a regular source of income, TPD insurance provides a lump sum payout, designed to enable you to pay off debt, cover medical costs and fund permanent changes to your lifestyle. The payment is usually made after the disability has been in existence for 6 months and your Doctor has certified that it is unlikely you will ever be able to return to work.

The definition of total and permanent disability varies from one insurer to another so it pays to understand exactly what events are covered by this type of insurance, what the claims process is, and how long you can expect to wait before you receive payment.

At Australian Global Life Solutions we’ll show you all the options so you get the best cover to suit your needs. Contact us today for an obligation-free chat about TPD Insurance.

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Australian Global Life Solutions Pty Ltd. ACN: 601861992/ABN:42601861992. Authorised Representative No.001233203. Authorised Representative of Auss Life Pty Ltd ABN 48 644 705 797 AFSL 526288.

Information on this website contains general advice and has been prepared without taking account of your personal financial objectives, situation or needs. You should consider this advice and obtaining personal advice before acting on it. If you require personal risk insurance advice you can contact Australian Global Life Solutions on +61 7 5526-8955. We can also provide you with the relevant terms and conditions, guide to fees and charges, Product Disclosure Statement and Financial Services Guide which you need to consider before making any decision about whether to purchase or continue to hold a financial product. Please note Australian Global Life Solutions is unable to provide advice on expatriate health & evacuation insurance though we will refer you to our associate who can provide advice on this product.